Checking & Savings Accounts
Rushville State Bank offers a variety of checking and savings deposit accounts to meet the needs of our community. Most accounts are eligible for access through our online and mobile products, allowing you to make Rushville State Bank your hometown bank even when Rushville or Schuyler County are not your current home. Whether you need an account with a low balance requirement and limited transaction activity, need access with a Rushville State Bank debit card, or want interest paid on your funds, we have an account that will meet your needs.
The information table shown below is for comparison purposes only. Full account disclosures are available upon request by contacting us at 217-322-3323 or in person at 100 E. Lafayette Street, Rushville, IL 62681.
| Accounts | Basic | Regular | N.O.W. Checking
The N.O.W. Checking product is available only to individuals, non-profit organizations, government organizations, and sole proprietorships in accordance with Regulation D.
|
Money Market | Statement Savings | Christmas Club |
| Opening Deposit | $100 | $100 | $1000 | $2500 | $100 | $5 |
| Minimum Balance
If the Balance in the respective account falls below the Minimum Balance shown during any day of an account statement cycle, the minimum balance charge shown will be imposed for that statement cycle. The Basic Checking Account charges a $2.50 service charge each statement cycle regardless of the minimum balance.
|
n/a | $500 | $1000 | $2500 | $100 | n/a |
| Minimum Balance Charge
The minimum balance charge on Regular Checking Accounts and Savings Accounts is waived on accounts held by full-time students, persons 22 years of age or younger, persons 65 years of age or older, and by religious and non-profit organizations.
per statement cycle |
$2.50 | $5 | $10 | $10 | $5 | n/a |
| Per Item Charge
per statement |
$0.25
After 12 debit/withdrawals per statement cycle
per item |
n/a | n/a | $10
After six third-party items paid per statement cycle
per item |
$1
After 6 debit/withdrawals per statement cycle
per item |
$n/a |
| Interest Bearing |