What's New

 

EQUIFAX DATA BREACH - What to do next

09/2017

It was reported last week that Equifax, one of the nation’s three major credit reporting agencies, was the victim of a data breach that may have exposed the sensitive personal financial information of 143 million American consumers.  Data accessed during the breach included names, social security numbers, drivers license numbers, birthdates, and addresses.  This unfortunate situation has become all too common in recent years as large employers, insurance companies, and credit card processing companies have fallen victim to data breaches of various levels of severity that have allowed consumer personal information to be released.  More information on the data breach can be located at their website Equifax.com including a link to determine if your information may have been included in the breach and a link to enroll in free credit monitoring services if you choose to do so.

 

Regardless of the type or source of the data breach, here are some basic steps to take to help protect yourself after a data breach that may have released your personal information:

 

The Federal Trade Commission has published a booklet called ID Theft Recovery walking you through the detailed steps recommended after an incident of Identity Theft or after a data breach.

 

Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do, which may include filing a police report. 

 

Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.  If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.

 

Monitor your existing credit card and bank accounts closely for charges you don’t recognize and report any unusual activity immediately.  If you receive calls or letters regarding accounts you did not open, this may be a sign of identity theft as well.

 

File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS, and remember that the IRS never contacts you by telephone.

 

Depending on the type of information exposed in a data breach, your response may differ.  An article from the Federal Trade Commission will guide you through the steps to consider when responding to a data breach.

 

Steps to take following a potential identity theft will differ depending on the type of information that was exposed.  If you believe you have been the victim of identity theft or that any of your personal information was included in a data breach, please contact us at Rushville State Bank to discuss ways to further protect your identity and to protect your accounts from any potential losses. 

 

  

ENHANCEMENTS TO ONLINE BANKING
Online Banking has a makeover with a fresh, new look and feel and exciting new enhancements to improve your online experiences.

 Here’s a few details about the new digital banking enhancements:

  • NEW Home page to view all your accounts and overall financial summary plus other information to better manage your finances
  • NEW Spendable balance feature to quickly see what money you can spend and even set aside money you want to avoid spending
  • NEW "Inquire about this transaction" feature to send a secure message about a specific item in your transaction activity - the transaction information will be added to your message so no more copying and pasting
  • Enhanced transaction search features and filters to quickly find the information you need
  • Set up account alerts directly on the Accounts Details page so you can stay current on all your account activity
  • Quick access to Messages and Alerts via the Welcome Center to view details like how many unread messages you have and alerts that have been generated since your last login

NEWSLETTERS

Rushville State Bank publishes and mails a quarterly newsletter to all customers.  The newsletter is designed to provide and highlight timely information about bank products, community service involvement, safety and security information and upcoming community events.

Please review our current and past newsletters at your leisure.

 

Fall 2017

Summer 2017

Spring 2017

Winter 2016

Fall 2016

Summer 2016

Spring 2016

 

 

Premier Club

The Rushville State Bank Premier Club is a special club designed to meet the needs of our customers age 55 and over. Rushville State Bank offers this special club because your banking relationship is important to us. Your membership in the Premier Club allows you to enjoy special programs designed to enrich your way of life. Take advantage of this unique opportunity to get more out of your present banking relationship.

If you have reached your 55th Birthday and you maintain at least $10,000 in total deposits with Rushville State Bank, you are eligible for membership in the Premier Club. Qualifying deposits include Individual Retirement Accounts, Checking Accounts, Savings Accounts, Certificates of Deposit, N.O.W. Accounts, and Money Market Deposit Accounts.



Membership Benefits

  • Free, no service charge Regular Checking Account
  • Discount on Premier Club style checks
  • No charge for Money Orders and Cashier's Checks from Rushville State Bank
  • Free Copy, Notary, and Medallion Signature Guarantee Program
  • Discount on Safe Deposit Box Rental
  • Premier Club Newsletters
  • Unique Travel Opportunities



Upcoming Travel Opportunities

Information on upcoming trips is coming soon!

Other Services

Rushville State Bank is proud to provide its customers with these additional convenient services:

  • Safe Deposit Boxes
  • Night Depository Boxes
  • Prepaid Gift, Travel, and Reloadable Mastercard Debit Cards
  • Check Printing
  • Cashier's Checks
  • Personal Money Orders
  • U.S. Savings Bond Redemptions
  • Collectible Coin Purchase opportunities
  • Notary Public Services
  • Medallion Signature Guarantee Program
  • Quarterly Customer Newsletters
  • Three local Automated Teller Machines - Nationwide access through ATM networks
  • Mastercard ATM/Debit Card (following approved application)
  • Wire Transfer Services
  • ACH Origination Services
  • Direct Deposit and Direct Payment setup assistance
  • Cash Advance Services
  • Merchant Credit Card Services
  • Credit Card - agent referral program

SHAZAM® myPic Studio™

With the SHAZAM® myPic Studio™ you can personalize your Rushville State Bank debit card featuring any photo you choose — of loved ones, friends, a pet, or a favorite vacation spot. Whatever means the most to you can be displayed on your Rushville State Bank debit card, making it the favorite card in your wallet.

You upload an image of your choice directly from your computer or choose from an extensive set of gallery images available for your use. Once uploaded, the image is displayed behind a template showing the fixed elements of the card design. The image can then be scaled, flipped, or rotated until you are happy with your design. Card designs are available with a 1x1 inch photo, a 2x2 inch photo, or an edge-to-edge design covering the full card.

  • You must be a current Rushville State Bank customer and be approved for a Rushville State Bank debit card to use the SHAZAM® myPic Studio™ Product.
  • Review the Terms and Conditions for the SHAZAM® myPic Studio™ Product here.
  • Read the Guidelines for Submitted Images shown here.
  • Locate a picture you would like to use for your card. The better your image, the better your My Pic Card will look. Use only a high quality image that is at least 840x840 pixels large, but no larger than 10MB. Larger images will take longer to load. Accepted file types are JPEG (jpg.), PNG, GIF, Bitmap (.bmp) or TIFFs.
  • Fee for the personalized card is $15.00 per card.
  • Choose your design option below and follow the screen prompts to upload your photo and complete your design.
1x1 Design
2x2 Design
Edge-to-Edge Design

What's New

 

EQUIFAX DATA BREACH - What to do next

09/2017

It was reported last week that Equifax, one of the nation’s three major credit reporting agencies, was the victim of a data breach that may have exposed the sensitive personal financial information of 143 million American consumers.  Data accessed during the breach included names, social security numbers, drivers license numbers, birthdates, and addresses.  This unfortunate situation has become all too common in recent years as large employers, insurance companies, and credit card processing companies have fallen victim to data breaches of various levels of severity that have allowed consumer personal information to be released.  More information on the data breach can be located at their website Equifax.com including a link to determine if your information may have been included in the breach and a link to enroll in free credit monitoring services if you choose to do so.

 

Regardless of the type or source of the data breach, here are some basic steps to take to help protect yourself after a data breach that may have released your personal information:

 

The Federal Trade Commission has published a booklet called ID Theft Recovery walking you through the detailed steps recommended after an incident of Identity Theft or after a data breach.

 

Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do, which may include filing a police report. 

 

Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.  If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.

 

Monitor your existing credit card and bank accounts closely for charges you don’t recognize and report any unusual activity immediately.  If you receive calls or letters regarding accounts you did not open, this may be a sign of identity theft as well.

 

File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS, and remember that the IRS never contacts you by telephone.

 

Depending on the type of information exposed in a data breach, your response may differ.  An article from the Federal Trade Commission will guide you through the steps to consider when responding to a data breach.

 

Steps to take following a potential identity theft will differ depending on the type of information that was exposed.  If you believe you have been the victim of identity theft or that any of your personal information was included in a data breach, please contact us at Rushville State Bank to discuss ways to further protect your identity and to protect your accounts from any potential losses. 

 

  

ENHANCEMENTS TO ONLINE BANKING
Online Banking has a makeover with a fresh, new look and feel and exciting new enhancements to improve your online experiences.

 Here’s a few details about the new digital banking enhancements:

  • NEW Home page to view all your accounts and overall financial summary plus other information to better manage your finances
  • NEW Spendable balance feature to quickly see what money you can spend and even set aside money you want to avoid spending
  • NEW "Inquire about this transaction" feature to send a secure message about a specific item in your transaction activity - the transaction information will be added to your message so no more copying and pasting
  • Enhanced transaction search features and filters to quickly find the information you need
  • Set up account alerts directly on the Accounts Details page so you can stay current on all your account activity
  • Quick access to Messages and Alerts via the Welcome Center to view details like how many unread messages you have and alerts that have been generated since your last login

NEWSLETTERS

Rushville State Bank publishes and mails a quarterly newsletter to all customers.  The newsletter is designed to provide and highlight timely information about bank products, community service involvement, safety and security information and upcoming community events.

Please review our current and past newsletters at your leisure.

 

Fall 2017

Summer 2017

Spring 2017

Winter 2016

Fall 2016

Summer 2016

Spring 2016

 

 

Premier Club

The Rushville State Bank Premier Club is a special club designed to meet the needs of our customers age 55 and over. Rushville State Bank offers this special club because your banking relationship is important to us. Your membership in the Premier Club allows you to enjoy special programs designed to enrich your way of life. Take advantage of this unique opportunity to get more out of your present banking relationship.

If you have reached your 55th Birthday and you maintain at least $10,000 in total deposits with Rushville State Bank, you are eligible for membership in the Premier Club. Qualifying deposits include Individual Retirement Accounts, Checking Accounts, Savings Accounts, Certificates of Deposit, N.O.W. Accounts, and Money Market Deposit Accounts.



Membership Benefits

  • Free, no service charge Regular Checking Account
  • Discount on Premier Club style checks
  • No charge for Money Orders and Cashier's Checks from Rushville State Bank
  • Free Copy, Notary, and Medallion Signature Guarantee Program
  • Discount on Safe Deposit Box Rental
  • Premier Club Newsletters
  • Unique Travel Opportunities



Upcoming Travel Opportunities

Information on upcoming trips is coming soon!

Other Services

Rushville State Bank is proud to provide its customers with these additional convenient services:

  • Safe Deposit Boxes
  • Night Depository Boxes
  • Prepaid Gift, Travel, and Reloadable Mastercard Debit Cards
  • Check Printing
  • Cashier's Checks
  • Personal Money Orders
  • U.S. Savings Bond Redemptions
  • Collectible Coin Purchase opportunities
  • Notary Public Services
  • Medallion Signature Guarantee Program
  • Quarterly Customer Newsletters
  • Three local Automated Teller Machines - Nationwide access through ATM networks
  • Mastercard ATM/Debit Card (following approved application)
  • Wire Transfer Services
  • ACH Origination Services
  • Direct Deposit and Direct Payment setup assistance
  • Cash Advance Services
  • Merchant Credit Card Services
  • Credit Card - agent referral program

SHAZAM® myPic Studio™

With the SHAZAM® myPic Studio™ you can personalize your Rushville State Bank debit card featuring any photo you choose — of loved ones, friends, a pet, or a favorite vacation spot. Whatever means the most to you can be displayed on your Rushville State Bank debit card, making it the favorite card in your wallet.

You upload an image of your choice directly from your computer or choose from an extensive set of gallery images available for your use. Once uploaded, the image is displayed behind a template showing the fixed elements of the card design. The image can then be scaled, flipped, or rotated until you are happy with your design. Card designs are available with a 1x1 inch photo, a 2x2 inch photo, or an edge-to-edge design covering the full card.

  • You must be a current Rushville State Bank customer and be approved for a Rushville State Bank debit card to use the SHAZAM® myPic Studio™ Product.
  • Review the Terms and Conditions for the SHAZAM® myPic Studio™ Product here.
  • Read the Guidelines for Submitted Images shown here.
  • Locate a picture you would like to use for your card. The better your image, the better your My Pic Card will look. Use only a high quality image that is at least 840x840 pixels large, but no larger than 10MB. Larger images will take longer to load. Accepted file types are JPEG (jpg.), PNG, GIF, Bitmap (.bmp) or TIFFs.
  • Fee for the personalized card is $15.00 per card.
  • Choose your design option below and follow the screen prompts to upload your photo and complete your design.
1x1 Design
2x2 Design
Edge-to-Edge Design